Real price data
What should you pay for a 2020 GMC Terrain?
Original MSRP
$25,000
When new
Fair market price
$19,167
Mileage-adjusted
Below MSRP
$5,833
A fair used price
Where prices land
25th $16,675 · 75th $21,434 · MSRP $25,000
Spread of current 2020 GMC Terrain listings · 25th–75th percentile marked.
Fair price by trim
| Trim | Fair price | MSRP | Est. dealer cost |
|---|---|---|---|
| SLE | $17,606 | $28,400 | — |
| SLT | $18,793 | $31,200 | — |
| Denali | $22,228 | $39,900 | — |
| sl | — | $25,000 | — |
- SLE
- $17,606
- SLT
- $18,793
- Denali
- $22,228
Out-the-door price by state
Out-the-door for a 2020 GMC Terrain runs about $19,478 in MT to $21,464 in NJ — fair price plus state tax, title, registration, and a typical dealer doc fee.
| State | Sales/use tax | Doc + title + reg | Out-the-door |
|---|---|---|---|
| CA | $1,390 | $110+ | $20,667 |
| TX | $1,198 | $332 | $20,697 |
| FL | $1,150 | $1,074+ | $21,391 |
| NY | $767 | $371 | $20,305 |
| PA | $1,150 | $587 | $20,904 |
| IL | $1,198 | $683 | $21,048 |
| OH | $1,102 | $444 | $20,713 |
| GA | $1,342 | $637 | $21,146 |
| NC | $575 | $793 | $20,535 |
| WA | $1,246 | $215+ | $20,628 |
| OR | $0 | $525 | $19,692 |
Estimates using each state's base tax rate. Local (city/county) taxes can add 1–3% in many areas, dealer doc fees vary, and some states base registration on vehicle value or weight (shown with a "+"). Trade-in tax credits are not included.
Out-the-door price by state: California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, Georgia, North Carolina, Washington, Oregon
Safety & recalls
2 open NHTSA recalls on record for the 2020 GMC Terrain.
POWER TRAIN:AUTOMATIC TRANSMISSION
General Motors LLC (GM) is recalling certain 2018-2019 Chevrolet Cruze and Buick LaCrosse, 2018-2020 Chevrolet Equinox, Chevrolet Traverse and GMC Terrain, 2018 Chevrolet Malibu, 2019-2020 Buick Encore, Buick Enclave, Cadillac XT4, Chevrolet Blazer and GMC Acadia, and 2020 Cadillac XT6 vehicles. The start/stop accumulator endcap may have missing bolts.
Remedy: GM will notify owners, and dealers will inspect the start-stop transmission accumulator and replace it if any bolts are missing, free of charge. The recall began December 15, 2020. Owners may contact GMC customer service at 1-888-988-7267, Buick Customer service at 1-866-608-8080, Chevrolet customer service at 1-800-222-1020 or Cadillac customer service at 1-800-458-8006. GM's number for this recall is N202313440.
Campaign 20V668000 · 29/10/2020
CHILD SEAT:VEHICLE LATCH ANCHOR
General Motors, LLC (GM) is recalling certain 2020-2023 Chevrolet Equinox and GMC Terrain vehicles. The four rear-seat lower child seat LATCH anchorage bars may have excessive powder coating, which could prevent a child seat from being installed with the anchorage bars. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 225, "Child Restraint Anchorage Systems."
Remedy: Owners are advised to install child seats using the vehicle's rear seat belts until the remedy is complete. Dealers will inspect the latch anchorage bars, and remove and replace the finish, as necessary, free of charge. Owner notification letters were mailed June 2, 2023. Owners may contact Chevrolet customer service at 1-800-222-1020 or GMC customer service at 1-800-462-8782. GM's number for this recall is N232403240.
Campaign 23V339000 · 11/05/2023
Source: NHTSA. Contact your dealer to schedule a free recall repair.
Frequently asked questions
What is a fair price for a 2020 GMC Terrain?
A fair, mileage-adjusted price is about $19,167, within a typical market range of $16,675 to $21,434.
Is the 2020 GMC Terrain cheaper than MSRP?
Yes — its original MSRP was about $25,000, so a fair used price is roughly $5,833 below MSRP.
What is the out-the-door price of a 2020 GMC Terrain?
Out-the-door (price plus state tax, title, registration, and a typical doc fee) runs about $19,478 in MT to $21,464 in NJ, depending on your state. Local taxes can add more.
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Prices are computed from live market listings, adjusted for mileage, and aggregated by trim · updated 6/21/2026. Estimates only; your price depends on condition, options, and location.