Real price data

What should you pay for a 2020 Lincoln MKZ?

Original MSRP

$36,750

When new

Fair market price

$18,797

Mileage-adjusted

Below MSRP

$17,953

A fair used price

Where prices land

$10,900Fair price $18,797$28,900

25th $18,418 · 75th $23,545 · MSRP $36,750

Spread of current 2020 Lincoln MKZ listings · 25th–75th percentile marked.

Negotiating leverage

56

out of 100

strong leverage

~50 days of national supply — strong leverage to negotiate.

Ridekick's negotiating-leverage score blends national Market Day Supply with how far listings sit above the mileage-adjusted fair price. Higher means more room to negotiate.

Market demand & negotiating leverage

50days of supply

Balanced market

Supply and demand are roughly balanced for the 2020 Lincoln MKZ.

National Market Day Supply — how long it would take to sell the current used 2020 Lincoln MKZ inventory at the recent sales rate (lower means it sells faster). Source: MarketCheck.

Estimated dealer cost (invoice)

$33,810$35,280

Estimated dealer invoice — about $36,750 MSRP minus a typical 48% manufacturer margin.

An estimate, not a sourced figure. Actual dealer invoice varies with manufacturer incentives, holdback, and regional pricing.

Fair price by trim

TrimFair priceMSRPEst. dealer cost
Base/Premiere$17,064$36,750$33,810–$35,280
Reserve II$19,440$44,500$40,940–$42,720
Reserve I$19,512$42,500$39,100–$40,800
hybrid$36,750$33,810–$35,280
Base/Premiere
$17,064
Reserve II
$19,440
Reserve I
$19,512

Safety & recalls

1 open NHTSA recall on record for the 2020 Lincoln MKZ.

BACK OVER PREVENTION:SOFTWARE

Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021 EcoSport, Expedition, Navigator, 2020-2022 Escape, F-250 SD, Corsair, 2020-2023 Aviator, Transit, 2020-2024 Explorer, 2021-2024 Bronco Sport, and 2022-2024 Maverick vehicles. A software error may cause the rearview camera to display a blank image, or the image may remain on the display after the backing event has ended.

Remedy: Dealers will update the rearview camera software, free of charge. Owner notification letters were mailed September 4, 2025. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 25S72.

Campaign 25V442000 · 27/06/2025

Source: NHTSA. Contact your dealer to schedule a free recall repair.

Frequently asked questions

What is a fair price for a 2020 Lincoln MKZ?

A fair, mileage-adjusted price is about $18,797, within a typical market range of $18,418 to $23,545.

Is the 2020 Lincoln MKZ cheaper than MSRP?

Yes — its original MSRP was about $36,750, so a fair used price is roughly $17,953 below MSRP.

Is now a good time to buy a 2020 Lincoln MKZ?

There are about 50 days of national market supply for the 2020 Lincoln MKZ Supply and demand are roughly balanced for the 2020 Lincoln MKZ.

How much can you negotiate on a 2020 Lincoln MKZ?

Negotiating leverage rates 56/100 (strong). ~50 days of national supply — strong leverage to negotiate.

What does the dealer pay for a 2020 Lincoln MKZ?

The estimated dealer cost (invoice) is roughly $33,810$35,280 — its $36,750 MSRP minus a typical 48% margin. An estimate; actual invoice varies.

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Prices are computed from live market listings, adjusted for mileage, and aggregated by trim · updated 6/23/2026. Estimates only; your price depends on condition, options, and location.