Fair market value
Volvo XC40 prices
Current fair market values by model year, with depreciation and cost-to-own estimates.
Newest model year fair price
$41,101
Mileage-adjusted from live market listings
Avg. depreciation / yr
10.5%
5-yr cost to own
$25,337
Pricing by model year
| Model year | Fair price | MSRP | |
|---|---|---|---|
| 2026 | $41,101 | $39,900 | View 2026 pricing → |
| 2025 | $32,982 | $40,650 | View 2025 pricing → |
| 2024 | $31,272 | $40,100 | View 2024 pricing → |
| 2023 | $29,067 | $38,350 | View 2023 pricing → |
| 2022 | $25,270 | $37,100 | View 2022 pricing → |
| 2021 | $22,669 | $33,700 | View 2021 pricing → |
| 2020 | $20,360 | $35,700 | View 2020 pricing → |
| 2019 | $17,976 | $35,700 | View 2019 pricing → |
Market demand
The Volvo XC40 has about 66 days of national market supply — a buyer-leaning market with more room to negotiate. See each model year for the negotiating-leverage read.
Depreciation
The Volvo XC40 depreciates about 10.5% per year. See the full depreciation curve →
Cost to own (5 years)
Estimated 5-year depreciation + fuel of about $25,337 (insurance, maintenance, and repairs excluded). See the breakdown →
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Prices are computed from live market listings, adjusted for mileage · updated 8/6/2026. Estimates only; your price depends on condition, options, and location.