Honda Civic: 5-Year Depreciation & Fuel Cost
The two largest vehicle-specific costs of owning a Honda Civic over five years. Insurance, maintenance, and repairs depend on you and your location and are not included.
5-year depreciation + fuel
$12,547
Starting from a fair price of about $28,956 for the newest model year.
What's included
| Cost | 5-year estimate |
|---|---|
| Depreciation | $7,284 |
| Fuel | $5,263 |
Assumptions
- 12,000 miles per year over 5 years.
- 39.9 combined MPG at a national-average gas price of $3.50 per gallon (an assumption, not a per-vehicle quote).
- Depreciation extrapolated from this model's cross-sectional value-retention curve.
What's excluded (and why)
This estimate does not include insurance, maintenance, repairs. Those costs vary heavily by driver, location, and coverage, and we have no honest per-vehicle source for them — so we leave them out rather than guess. This figure is therefore not a total cost of ownership.
Depreciation and fuel only — the two largest vehicle-specific ownership costs. Insurance, maintenance, and repairs are excluded · updated 6/20/2026. Estimates only.