How fast does the Kia Optima depreciate?
Average depreciation
12%per year
The newest Kia Optima (2020) has a fair price of about $14,553. Older model years retain progressively less of that value.
Value retention by model year
| Model year | Age (yrs) | Fair price | Retention |
|---|---|---|---|
| 2020 | 6 | $14,553 | 100% |
| 2018 | 8 | $11,298 | 78% |
| 2017 | 9 | $9,898 | 68% |
This is a cross-sectional estimate: it compares the mileage-adjusted market prices of different model years today, not the resale history of a single car. Actual depreciation depends on mileage, condition, trim, and market shifts.
12-year depreciation forecast
Projected resale value and typical accumulated mileage for the Kia Optima by vehicle age. Rows marked Market are backed by current listings; Projected rows extrapolate the 12%-per-year rate.
| Age (yrs) | Model year | Est. miles | Resale value | Retention | Basis |
|---|---|---|---|---|---|
| 6 | 2020 | 72,000 | $14,553 | 100% | Market |
| 7 | 2019 | 84,000 | $12,802 | 88% | Projected |
| 8 | 2018 | 96,000 | $11,298 | 78% | Market |
| 9 | 2017 | 108,000 | $9,898 | 68% | Market |
| 10 | 2016 | 120,000 | $8,714 | 60% | Projected |
| 11 | 2015 | 132,000 | $7,665 | 53% | Projected |
| 12 | 2014 | 144,000 | $6,743 | 46% | Projected |
| 13 | 2013 | 156,000 | $5,932 | 41% | Projected |
| 14 | 2012 | 168,000 | $5,218 | 36% | Projected |
| 15 | 2011 | 180,000 | $4,590 | 32% | Projected |
| 16 | 2010 | 192,000 | $4,038 | 28% | Projected |
| 17 | 2009 | 204,000 | $3,552 | 24% | Projected |
Mileage assumes ~12,000 mi/yr. Projected values use the fitted depreciation rate and are floored at 15% of the newest year's value; they are estimates, not guarantees.
Frequently asked questions
How fast does the Kia Optima depreciate?
About 12% per year, based on a comparison of mileage-adjusted market prices across model years.
What is a Kia Optima worth after 9 years?
A 2017 Kia Optima is worth roughly $9,898 — about 68% of the newest year's fair price.
What will a Kia Optima be worth at 17 years old?
Projecting the 12%-per-year rate forward, a 17-year-old Kia Optima (around 204,000 miles) would be worth about $3,552 — roughly 24% of the newest year's value. A projection, not a guarantee.
Cross-sectional depreciation estimate from live market listings, adjusted for mileage · updated 6/25/2026. Estimates only; your car's value depends on condition, options, and location.